Thursday, 19 January 2017

What is your investment goals and target ?

When you invest your hard earned money, how much of a return do you expect to get from your investment ? Those who are new to investing will often say, “I want to earn a return of 20% to 50% on my investment—every year.” But is this realistic? 

What is a reasonable rate of return to expect on your investment?  Is 10% of return a realistic one? Of course it also depend on types of investment and asset class.

If you're a new investor and you expect to earn, say, 15% or 20% compounded on your blue chip stock investments over decades, you are delusional. It's not going to happen and unrealistic.

Monday, 16 January 2017

How to retire in 10 years

You may have came across this article in today’s The Business Times ,,, an interesting article in searching of “ The Freedom formula “ for early retirement .

The big word “ R”  or retirement is very subjective and one may not want to retire if he/she really enjoying the works and some may want to retire earlier to pursue their dreams and passion .

Here is another article on “ 10 good reasons to retire early “ (here ) , some may choose to retire early because of “health issues , work stress , spending more times with kids etc … “ once they achieved level of enough “passive income “ .

Saturday, 14 January 2017

Digital disruption : Restructuring is going to be long and painful !!

I have blog about this before ( here ) , with below latest released result , I think the re-structuring due to digital disruption  is going to be a long and painful process and also the success is very much uncertain for SPH .

Wednesday, 11 January 2017

The Memo All the Serious Investor Should Read

"When I see memos from Howard Marks in my mail, they're the first thing I open and read. I always learn something, and that goes double for his book," Warren Buffett has said.

 Here  ( Click )  is the latest memo from Howard Marks on " Expert Opinion " ! 

Sunday, 8 January 2017

My Stocks Trading Review ( Sabana Reit / SembCorp Marine / Asian Pay TV /HPH/ OUE- HT )

In my previous blog post , I have highlighted some stocks I added into my portfolio and same time also few stocks I ceased to own.  

Allow me to do some “reflection “ or trading review of these stocks ,which I think is important to know our returns in every investment we made.

Know your ROI :

Why is it important to measure our return on any investment ?

Monday, 2 January 2017

Portfolio Update as of Jan 2017

"One of the funny things about the stock market is that every time one person buys, another sells, and both think they are astute." - William Feather.

This is my first blog post in 2017 and would like to update my portfolio & holding.  I will try not to justify my buy and sell here as above quoted , every sell and buy have their own story or narrative and justification behind that and the most important thing is  “ both think they are astute ! “

Thursday, 29 December 2016

Look out for Outlook in 2017

This might be my last blog post in 2016 and at this point of time , is very common to see many articles appeared in newspaper or magazine on peoples ( or so call experts / economist ) writing about “Outlook “ for stocks market , property market , economy , industrial , sectors etc…

If you key in the “ outlook 2017 “ in Google , you will get 132 mil results about this topic !! Since ancient world or mankind history , we like to do prediction and look out for something which may affect our life. People have always yearned to see into the future, to peek around the corner and make sense of what’s going on.

Monday, 26 December 2016

From Swiss Alps to Dubai Desert Safari ( STE Photos sharing )

Noticed that many friends and financial bloggers have been busy updating their portfolio’s performance recently , some are happy with outstanding & flying colors result which out-performed the market and some with lagging achievement.

But one need to take noted that measuring of performance is only meaningful in the long run and not by just few quarters or years of investment and also the performance is to judge our ability of picking right stocks , not to compare with others.

Thursday, 8 December 2016

Mean Reverting or Fundamental Change ?

Since early December , the stock price for some of the STI counter has increased much as compare to few months back . Just to recall what I have written in August to explain the concept of “ Linear Regression and Reverting to Mean “ in my blog about “ My Investment Strategy “ ( Click here ) .

Of course there are concerns about China’s economic situation & debt stress in O&G industry which affecting the bank stocks and also some other concern in counters like GLP / ARA / HKG Land separately .

*** ARA might be different case as price increase due to propose of privatization .

Wednesday, 7 December 2016

“Saving Glut and Low Real Interest Rate” : How this may impact your investment.

Saving : A Virtue or a Vice

The habit of saving always being referred to as a form of “virtue “ in our life and also being encouraged by our parents or financial planner almost universally.

Classical economists regarded saving as a virtue and the act of saving virtuous, because according to them, when an individual saves more by spending less on consumption goods, he accumulates a surplus. This surplus can be utilized in the interest of the economy as a whole in term of investment.